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Active vs. Passive Life Cycle Savings Strategies

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The main goal of our new article is to explore the efficacy of passive versus active management strategies in the context of savings for long-term financial goals. By analyzing the performance of nine distinct asset classes, including Double Leveraged ETFs and an implementation of the Pragmatic Asset Allocation (PAA) strategy, over an almost-century-long horizon, we simulate and compare the outcomes of three passive and three active strategies. This comparative analysis focuses on their influence on key investment characteristics, including Final Portfolio Size, Maximum Drawdown, and Maximum Loss, to determine their potential in enhancing long-term investment results.

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